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Washington, DC 20001

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Blog

Obama administration pressuring states not to raise health insurance premiums

Health insurance companies are seeking large premium increases for many health plans available on the ObamaCare exchanges. The proposed increases vary by state, but the average ranges from 23 percent in Illinois to 36 percent in Tennessee to 54 percent in Minnesota.

08/24/2015
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Insurers are seeking huge premium increases because of ObamaCare's unbalanced risk pools

Health insurance companies are signaling huge health insurance premium increases ahead of the 2016 open enrollment period. This is due to the droves of older and sicker consumers who signed up for coverage on the ObamaCare Exchanges, according to a report from The New York Times. Requests submitted by insurance are approved by state regulators, such as state insurance commissioners, but the proposed rates reflect a higher utilization of healthcare than expected.

07/07/2015
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Blog

ObamaCare Premiums Set to go up by Double Digits

The proposed Obamacare premium rates for 2016 are likely to see many double digit increases from the largest providers. The states with the largest increases, as proposed, are New Mexico (51%), Tennessee (36%), Maryland (30%), and Oregon (25%). The final rates will be lower, but they may very well remain in the double-digits because insurers are seeing their first full year of claims data from ObamaCare’s exchanges, and the pool of insurance consumers on the exchanges are tending to be older and sicker than they were hoping to see.

05/28/2015
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A lot of people have to pay back their 2014 ObamaCare Subsidies to the IRS

A lot of people who received subsidies from ObamaCare in 2014 are finding out that the Affordable Care Act is forcing them to pay that money back to the Internal Revenue Service because the administration did a poor job of spreading important information.

03/09/2015
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The Myth of Free-Market Healthcare

Anyone who tries to tell you that the free market was the reason why nearly 15% of Americans were uninsured in 2008 is misleading you. The notion that a lack of regulations caused this disparity in coverage relies on the assumption that health insurance was a free market industry prior to the passing of the Affordable Care Act, which is simply not true. Here, I will explain just a few of the state-level health care regulations that led to 14.8% of Americans being uninsured just before the Affordable Care Act was passed.

02/09/2015
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Individual Mandate Will Hurt Low-Income People

A survey from The Urban Institute found that, as of June 2014, about 45 percent of all remaining uninsured adults had not heard about the individual mandate feature in the Affordable Care Act (ACA).

01/30/2015
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Millennials make up only 24 percent of ObamaCare sign ups, still far below expectations

Before the initial ObamaCare open enrollment period, the Obama administration emphasized the need for millennials -- young people between the ages of 18 and 34 -- to sign up for health plans available on the exchanges. Health insurance companies need diversity in their risk pools to offset costs, because older and sicker people tend to utilize their coverage more often than the young and healthy.

12/31/2014
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ObamaCare isn't working: More privately insured Americans are putting off medical care

Though President Barack Obama and administration officials still insist that ObamaCare is keeping healthcare costs down, the percentage of Americans who have put off seeking medical care for themselves or family due to cost concerns has reached an all-time high, according to a survey released last week by Gallup.

12/01/2014
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HealthCare.gov still isn't working as promised

More than a year after the Obama administration launched the federal ObamaCare exchange, HealthCare.gov, is still giving health insurance companies problems. Though the second open enrollment period is just days away from launching, backend systems that are supposed to communicate with insurers aren't yet finished, according to Politico:

11/10/2014
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Premiums for the cheapest of ObamaCare's pricey health plans are going to jump by 14 percent

Though consumers won't see insurance premiums for health plans on ObamaCare exchanges until open enrollment period begins on November 15, an recent analysis conducted by Investor's Business Daily has shed some light on what they can expect for low-tier Bronze plans, the lowest tier plans, generally cheapest available for purchase:

10/22/2014

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