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Putting Florida's Insurance on a Safer Course

With the hurricane season now underway, Florida’s insurance market is teetering on the brink of insolvency due to changes in insurance laws that have seen the nation’s large insurers leave the state, including State Farm, Allstate, Nationwide, USAA and others. Now, the state-run Citizens Insurance Property Corporation has moved from “insurer of last resort” to “insurer of first resort,” the largest insurer in the state with the riskiest portfolio. Should a major hurricane hit, or even a series of smaller hurricanes, the potential liabilities Citizens faces threaten the state’s finances and raise the specter of new costs for consumers, who will be assessed new “surcharges” on their insurance policies—including not just homeowners insurance, but automobile and other insurance polices as well.

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Blog

Putting Florida's Insurance on a Safer Course

With the hurricane season now underway, Florida’s insurance market is teetering on the brink of insolvency due to changes in insurance laws that have seen the nation’s large insurers leave the state, including State Farm, Allstate, Nationwide, USAA and others. Now, the state-run Citizens Insurance Property Corporation has moved from “insurer of last resort” to “insurer of first resort,” the largest insurer in the state with the riskiest portfolio. Should a major hurricane hit, or even a series of smaller hurricanes, the potential liabilities Citizens faces threaten the state’s finances and raise the specter of new costs for consumers, who will be assessed new “surcharges” on their insurance policies—including not just homeowners insurance, but automobile and other insurance polices as well.

06/18/2009
Florida FreedomWorks Day at the Capitol

As many communities were preparing for Tea Party Rallies,  a group of 30 FreedomWorks activists in Florida under the leadership of Field Coordinator John Hallman, decided to take it a step further by travelling to Tallahassee to meet with legislators in person. FreedomWorks activists came from all over Florida to deliver a message to legislators in person; "lower taxes, reduce regulations, and let the free market work!" The day started with activists being briefed on the most crucial issues facing Florida, including property insurance, telecom reform, tax hikes on everything from cigarettes to the internet, spending caps, property tax reductions, and judicial reforms. House Majority Leader Adam Hasner also spoke to the group to thank them for taking time to lobby legislators face-to-face. Majority Leader Hasner stressed the importance of citizen action to drive policy, and the effectiveness of activists taking time to come to Tallahassee. He also told the group that conservative House members were united to stop all tax hikes and bring consumer choices to property insurance and telecom.

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Press Release

Florida FreedomWorks Day at the Capitol

As many communities were preparing for Tea Party Rallies,  a group of 30 FreedomWorks activists in Florida under the leadership of Field Coordinator John Hallman, decided to take it a step further by travelling to Tallahassee to meet with legislators in person. FreedomWorks activists came from all over Florida to deliver a message to legislators in person; "lower taxes, reduce regulations, and let the free market work!" The day started with activists being briefed on the most crucial issues facing Florida, including property insurance, telecom reform, tax hikes on everything from cigarettes to the internet, spending caps, property tax reductions, and judicial reforms. House Majority Leader Adam Hasner also spoke to the group to thank them for taking time to lobby legislators face-to-face. Majority Leader Hasner stressed the importance of citizen action to drive policy, and the effectiveness of activists taking time to come to Tallahassee. He also told the group that conservative House members were united to stop all tax hikes and bring consumer choices to property insurance and telecom.

04/21/2009
Help Create a Competitive Marketplace for Telecommunications in Florida

For too long the Florida Public Service Commission has maintained a stranglehold on the state’s telecommunications market.  This vital sector of Florida’s economy moves much faster than government bureaucrats can keep up with, but still cumbersome regulations and oversight authority unnecessarily burden the marketplace, putting the Sunshine State at a competitive disadvantage with other states that have made regulatory reform a priority.Fortunately, legislation is currently under consideration in the Florida Legislature that will allow consumers the benefits of telecommunications reform and increased competition.  HB 1465 and SB 2626 will help get government out of the way, promoting investment and encouraging innovation in the telecommunications market.TAKE ACTIONFloridians deserve the benefits of increased competition amongst telecommunications providers.  By removing regulatory barriers that the Florida Public Service Commission currently has in place, HB 1465 and SB 2626 go a long way towards leveling the playing field and making the market truly competitive.  Consumers will see the benefits through more choices and competitive pricing and service options.In addition, streamlining telecommunications regulations has added benefit for Florida’s economy.  As companies see the state opening up the market and tearing down barriers to competition, Florida will become a more attractive option for them to invest in more jobs and infrastructure building as well.Contact your legislators and the governor TODAY! 1.    Use FreedomWorks Toll-Free Hotline to the Florida Legislature – (866) 946-1928 – and ask to be connected with you legislators.  If you need help identifying your state legislators click here and use the “find your legislature” feature by entering your zip code.2.    Send an important message to your legislators and the governor on this issue by clicking here and urge them to support HB 1465 and SB 2626!Remind them that these bills take a de-regulatory approach and will streamline and modernize existing law to encourage economic growth and healthy competition.  They will strip out unnecessary and over-burdensome regulation that will better enable the free market to work in the telecommunications industry.  Especially in such turbulent economic times, Florida consumers and the economy as a whole should reap the benefits of increased competition in the form of more choices, better service, and competitive prices!

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Press Release

Help Create a Competitive Marketplace for Telecommunications in Florida

For too long the Florida Public Service Commission has maintained a stranglehold on the state’s telecommunications market.  This vital sector of Florida’s economy moves much faster than government bureaucrats can keep up with, but still cumbersome regulations and oversight authority unnecessarily burden the marketplace, putting the Sunshine State at a competitive disadvantage with other states that have made regulatory reform a priority.Fortunately, legislation is currently under consideration in the Florida Legislature that will allow consumers the benefits of telecommunications reform and increased competition.  HB 1465 and SB 2626 will help get government out of the way, promoting investment and encouraging innovation in the telecommunications market.TAKE ACTIONFloridians deserve the benefits of increased competition amongst telecommunications providers.  By removing regulatory barriers that the Florida Public Service Commission currently has in place, HB 1465 and SB 2626 go a long way towards leveling the playing field and making the market truly competitive.  Consumers will see the benefits through more choices and competitive pricing and service options.In addition, streamlining telecommunications regulations has added benefit for Florida’s economy.  As companies see the state opening up the market and tearing down barriers to competition, Florida will become a more attractive option for them to invest in more jobs and infrastructure building as well.Contact your legislators and the governor TODAY! 1.    Use FreedomWorks Toll-Free Hotline to the Florida Legislature – (866) 946-1928 – and ask to be connected with you legislators.  If you need help identifying your state legislators click here and use the “find your legislature” feature by entering your zip code.2.    Send an important message to your legislators and the governor on this issue by clicking here and urge them to support HB 1465 and SB 2626!Remind them that these bills take a de-regulatory approach and will streamline and modernize existing law to encourage economic growth and healthy competition.  They will strip out unnecessary and over-burdensome regulation that will better enable the free market to work in the telecommunications industry.  Especially in such turbulent economic times, Florida consumers and the economy as a whole should reap the benefits of increased competition in the form of more choices, better service, and competitive prices!

04/01/2009
Top 10 Reasons Florida Needs Real Insurance Reform

[click here to download a .pdf of this report for printing]

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Top Ten

Top 10 Reasons Florida Needs Real Insurance Reform

[click here to download a .pdf of this report for printing]

03/02/2009
Florida Braces for Insurance Meltdown

As Florida gets ready for Hurricane Ike - FreedomWorks' chief economist, Dr. Wayne Brough had this piece published in the Orlando Sentinel last week. In it, Dr. Brough points out how Gov.

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Blog

Florida Braces for Insurance Meltdown

As Florida gets ready for Hurricane Ike - FreedomWorks' chief economist, Dr. Wayne Brough had this piece published in the Orlando Sentinel last week. In it, Dr. Brough points out how Gov.

09/07/2008

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