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Blog

The American People Need Protection from the CFPB

Did you know that there is an agency in Washington, DC able to wield the full power of the federal government, but whose director cannot be removed and is not answerable to the president, whose funding is not controlled by Congress, and whose decisions are difficult to challenge in court? Did you know that this agency is almost completely exempted from the Constitution’s check and balances? Did you know that this unaccountable power is vested in a single person? And did you know that this single person’s appointment was made illegally?

06/10/2016
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Blog

The Legacy of Dodd-Frank: Maintaining "Too Big to Fail" and Destroying Community Banks

In 2010, Congress passed, and President Obama signed into law, a massive 2,300-page banking regulatory bill called the Dodd-Frank Wall Street Reform and Consumer Protection Act. The premise of Dodd-Frank was to prevent another financial crisis and, as the title suggests, reform regulation of Wall Street. Like many well-intentioned laws, however, Dodd-Frank in the hands of the regulatory state has turned into a crushing burden, highlighted today in a House Small Business Committee hearing titled “Bearing the Burden: Overregulation Impact on Small Banks and Rural Communities.” Rather than ending the situation where a few massive banking institutions were “too big to fail,” Dodd-Frank has actually entrenched the big banks at the top of the heap while crushing small community banks and credit unions.

06/09/2016
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Blog

CFPB Announces New Proposed Rule to Make Poor People's Lives Harder

Yesterday, the Consumer Financial Protection Bureau (CFPB) announced a proposed rule that would allow them to eliminate banking options for poor Americans. Did you miss that headline? Perhaps that’s because the Obama administration and its allies in the press described these new regulations as “cracking down on payday lenders.”

06/03/2016
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Press Release

Ken Cuccinelli Joins FreedomWorks Foundation as General Counsel

FreedomWorks Foundation announced today that Ken Cuccinelli joined the organization in the role of general counsel. Cuccinelli brings a wealth of experience to FreedomWorks Foundation. In addition to his private legal practice, between August 2002 and January 2010, Cuccinelli served as a member of the Virginia Senate. In November 2009, he was elected to serve as the 46th Attorney General of Virginia, a post he held from January 2010 to January 2014. In June 2014, Cuccinelli was named as the president of the Senate Conservatives Fund, a role he will continue to perform while at FreedomWorks Foundation.

06/01/2016
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Press Release

FreedomWorks Foundation Sends Comments to FCC on Proposed Privacy Rules

FreedomWorks Foundation sent comments on Friday in response to the Federal Communications Commissions (FCC) proposed privacy rules for Internet service providers (ISPs). The rules, introduced in March, limit the ability of ISPs to share data about consumers’ online habits and personal information without their permission.

05/31/2016
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Blog

Regulations Work Overtime to Hurt Employees, Small Businesses

Last week, the U.S. Department of Labor (DOL) announced revisions to the proposed rules interpreting the Fair Labor Standard Act’s regulations on the overtime compensation pay of white-collar, salaried workers. Currently, salaried employees making more than $23,660 annually are exempt from the DOL requirement that employers pay time-and-a-half for each hour over 40 hours weekly. The final rule, with several key changes to the proposed rule, will extend overtime pay protections to over 40 million American workers.

05/24/2016
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Blog

Bill's Not Just a Bill. And He's Not Just Sitting Here on Capitol Hill.

As the "drop dead date" for Obama administration regulations draws near, we are expecting a flood of "midnight regulations." Regulatory agencies, in an eleventh-hour attempt to pass new rules before the start of the next administration, will make a huge push in ushering in new proposals. In preparation for this regulatory outburst, we have provided a brief guide explaining how proposed rules become regulations.

05/16/2016
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Blog

With Seven-Day Extension, Obama Midnight is Dark and Full of Regulatory Terrors

The "drop dead date" for federal regulations is fast approaching and we are expecting more overreaching proposals. This is the last date that proposed rules can be finalized by the Obama administration, without fear that the next President will overturn them under the Congressional Review Act. Regulatory agencies are expected to release a flood of regulations before this date. This regulatory outburst, first noted in the final days of the Carter Administration, is known as "midnight regulations."

05/16/2016
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Blog

London Whale-Sized Regulations on Wall Street Pay

Financial regulators released a 279-page proposal that would set parameters around how and when Wall Street Executives make their money. The proposal, mandated by the Dodd-Frank Act, is a five-year project spanning across six regulatory agencies.

05/11/2016
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Press Release

FreedomWorks Foundation Statement on Supreme Court Hearing in United States v. Texas

Following oral arguments at the Supreme Court in United States v. Texas, FreedomWorks Foundation Executive Director Curt Levey commented:

04/18/2016

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