Key points

An aggressive political battle over the shape of your retirement is beginning in Washington D.C.

Just when it seems we will never have congressional cooperation again, a new bi-partisan proposal has emerged with the laudable goal of encouraging retirement security.

Georgia is in the news these days, as hundreds of millions of dollars pour into the state for two runoff elections on January 5th that will determine control of the U.S. Senate. The fast-growing, friendly Peach State will get even more attention in the weeks and months ahead.

If you have been on this earth for six or seven decades, then you have experienced both volatile times and unexpected crises.