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Op-ed Placement

It's Liberals Who are Limiting Lending Options for Those Most in Need

A few years ago, the Federal Reserve estimated that one in four American families did not have enough savings to take care of an unexpected $400 expense.

01/12/2022
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Blog

Biden’s OCC Pick Would Target FinTech, Crypto

The Big Picture

09/30/2021
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Blog

If You Build the Blockchain, Regulators Will Come

The hardest part of drafting any new regulation is establishing a definition. In fact, most of the policy work is in the definition and there are alarmingly few policy considerations after something is defined as a covered entity. The definition of cryptocurrency has already proved problematic for regulators. Essentially, to commodities regulators, virtual currency is a commodity. For bank regulators, it is a bank. For securities regulators, it is a security. For those who regulate money transmitters, it is a money transmitter. For the purpose of property taxes, it is a property. Everyone wants a stake in the new world of virtual currency.

07/12/2016