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Op-ed Placement

Federal Flood Insurance Did Not Magnify Harvey and Irma

Back in 2008, and in the aftermath of the troubles within the financial sector, a popular theme emerged about banks “privatizing profits while socializing risk.” To believe their critics then and now, banks swing for the proverbial fences with an eye on big bonuses, but if their careless ways lead to insolvency, their errors are cushioned by taxpayer bailouts. It was and is a neat theory, but not a very realistic one.

09/22/2017