Much of the recent news covering the failures of ObamaCare have focused on the collapse of the nonprofit cooperatives authorized by the law. Just last week, for example, Utah's cooperative became the tenth to fail. Billions of taxpayer dollars were spent to get these insurance cooperatives off the ground, a compromise for Democrats who wanted a single-payer option, and they have proven to be unsustainable. But another failure of the law is rising insurance premiums on the individual health insurance market.