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Support the Pandemic Healthcare Access Act, H.R. 295

On behalf of FreedomWorks’ activist community, I urge you to contact your representative and ask him or her to cosponsor the Pandemic Healthcare Access Act, H.R. 295. Introduced by Rep. Ted Budd (R-N.C.) along with 18 original cosponsors, the Pandemic Healthcare Access Act would allow Americans to enroll in a health savings account (HSA) without a high-deductible health plan. This is a much-needed step toward healthcare freedom that could benefit millions of Americans, regardless of the health insurance plan that they have.

The Pandemic Healthcare Access Act is a simple, common-sense piece of legislation focused on giving all Americans, regardless of their insurance plan, access to a safe vehicle to save their own money tax-free for healthcare expenditures. Especially in a time of a public health crisis and economic disruptions caused by COVID-19, it is crucial that we ensure Americans have easy access to healthcare, and expanding the use of health savings accounts (HSAs) is a straightforward way to achieve that end.

HSAs are a special type of savings account backed by the federal government that allows qualified individuals to set aside money pre-tax to pay for qualified medical services. These types of accounts are an excellent way to grant individuals greater flexibility in managing their healthcare needs. Unfortunately, only individuals with high-deductible health plans are allowed to use HSAs under current law, severely limiting the availability of these accounts.

Americans should have the freedom to choose how they manage their healthcare. Expanding HSAs is just one way to grant individuals more choice. Now more than ever, as Americans are dealing with the realities of the novel coronavirus, there is a desire for people to know that they have control and means by which to address healthcare needs that may arise.

There is undeniable security that comes with being able to put money away in a healthcare savings account, available to spend as necessary. The federal government can, and should, incentivize such savings through the tax code.

For these reasons, I urge you to contact your representative and senators and ask them to cosponsor the Pandemic Healthcare Access Act, H.R. 295.

Sincerely, Adam Brandon, President, FreedomWorks