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Blog

Support the Student Loan Reform Act, H.R. 1586

On behalf of FreedomWorks’ activist community, I urge you to contact your representative and ask him or her to cosponsor the Student Loan Reform Act, H.R. 1586, introduced by Rep. Scott Perry (R-Pa.). This bill would establish a program under which colleges and universities can cosign all eligible direct loans made to their students in exchange for the ability to offer lower interest rates on such loans. Allowing for institutions of higher learning to cosign student loans presents a much-needed market-based solution to the student debt crisis by incentivizing such institutions to take more responsibility for their students’ futures while also encouraging students to choose higher education paths more wisely and seek degrees that institutions stand behind.

03/04/2021
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Blog

More Help for Your Retirement Savings May Be Coming

Just when it seems we will never have congressional cooperation again, a new bi-partisan proposal has emerged with the laudable goal of encouraging retirement security.

12/16/2020
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Blog

FreedomWorks' Dumpster Fires of the Month for July 2019: The Student Debt Cancellation Act, H.R. 3448 and the College for All Act, S. 1947

FreedomWorks’ activist-chosen dumpster fires of the month for July 2019 are the Student Debt Cancellation Act, H.R. 3448, introduced by Rep. Ilhan Omar (D-Minn.) and the College for All Act, S. 1947, introduced by Sen. Bernie Sanders (I-Vt.). Both of these pieces of legislation would seek to erase all federal student loan debt and completely restructure the higher education system, forcing unwitting taxpayers to foot the $2.2 trillion bill.

08/02/2019
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Blog

Why Can't We See We're Being Scammed?

If someone called you, and told you that they wanted to give you $10,000 in loans, with extremely low interest rates, that you could use to spend on whatever you wanted, and in ten years, if you haven’t paid them back, the loan would be forgiven, what would you say? You don’t have a credit history, you don’t know this person, and you’re only 18 years old. You wrack your brain, but you can think of exactly zero reasons why this person would want to give you money.

12/17/2015
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Op-ed Placement

Exposing the student-loan trap

There is an old adage that asserts “it’s not what you know, it’s who you know,” meaning that personal connections can often be more important than one’s actual skills and abilities. It’s a cynical maxim, albeit one with some truth to it. In today’s labor market, however, having the right skill set is more important than ever for anyone who wants to succeed.

10/16/2014
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Op-ed Placement

Disrupting the student loan bubble

In 21st century America, disruptive technology is all around us. Smartphone apps allow us to summon transportation at the touch of a button, to book accommodations in a stranger’s apartment, to arrange an impromptu dinner party with people we have never met and to navigate our way through unfamiliar cities without the need of a map or compass.

09/22/2014
"Obama's Student Loan Plan Mirros the Housing Crisis"
"Remember what happened last time government interfered with interest rates?"
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Blog

Obama's Student Loan Plan Mirrors the Housing Crisis

As I wrote some time ago, the market for student loans is a mess that is rapidly heading for a painful correction. The Obama administration’s misguided quest to provide higher education for all has distorted the cost calculations of college to a devastating degree. Yet, rather than recognize the dangerous bubble he has created, the president is now doubling down—backing a policy dreamed up by Elizabeth Warren to allow the refinancing of student loans en masse at current interest rates, and making up the cost with the “Buffet Rule,” a special provision that would ensure that millionaires pay a minimum income tax rate.

06/10/2014
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Key Vote

Key Vote NO on Senator Warren's Tax-and-Spend Student Loans Bill

As one of our over 6 million FreedomWorks members nationwide, I urge you to contact your senators and ask that they vote NO on the Bank on Students Emergency Loan Refinancing Act, S. 2432. This bill would continue the total federal takeover of student loans, funded on the back of further tax increases.

06/10/2014
"Is the Student Loan Bubble About to Burst?"
"Yes. Yes it is."
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Blog

Student Loans Are Another Bubble Ready to Burst

If there’s one group of people who are getting a raw deal these days, it’s the young. The unemployment rate among 16- to 19-year-olds is a whopping 19.1 percent, ObamaCare is raising the costs of health insurance for young people by compelling them to subsidize their parents and grandparents, and the current generation of politicians continues to rack up debt that will one day have to be paid for at future generations’ expense.

05/21/2014
Oregon's Plan To Set Up A College Tuition Ponzi Scheme
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Blog

Oregon's Plan To Set Up A College Tuition Ponzi Scheme

A lot of ink has been spilled in covering the latest cockamamie idea coming out of Oregon; the so-called 'Pay it forward, Pay it back' college tuition scheme. What's striking is that the state legislature and one US Senator are giving serious consideration to what amounts to a Social Security style Ponzi Scheme - a massive redistribution plan that is doomed to fail.  This is all in an effort to create a utopian pipe dream that would magically erase the terms 'debt' and 'tuition' from our lexicon when discussing higher education.

08/22/2013

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