America’s Sickly Health Insurance System

I’m beginning to wonder whether anyone in Washington or in the media has the slightest clue what insurance is? Here is a standard dictionary definition of the term: “Insurance — A promise of compensation for specific potential future losses in exchange for a periodic payment. Insurance is designed to protect the financial well-being of an individual, company or other entity in the case of unexpected loss.”

The operative words here are “future and unexpected losses.”

Then how in the world can you get insurance for a “pre-existing” condition? This is like getting homeowners insurance after a tree falls on your house and visits your living room. Or signing up for auto insurance after you smash into a telephone pole.

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